This nationwide medical health insurance choice supplies complete medical protection to federal staff, retirees, and their eligible members of the family. It operates underneath a service profit plan mannequin, emphasizing direct fee to suppliers and a broad community of taking part healthcare professionals and amenities. Protection encompasses a big selection of medical companies, together with preventative care, hospitalization, prescribed drugs, and psychological well being companies.
The importance of this program lies in its substantial attain and dedication to accessible and inexpensive healthcare for a good portion of the federal workforce. Its longevity and widespread acceptance have established it as a cornerstone of federal worker advantages packages. Moreover, it gives varied plan choices designed to cater to various particular person wants and monetary conditions, enhancing its worth proposition.